Leading Banks Eye Apis To Leapfrog The Competition

Banks are rapidly evolving into digital ecosystems—and APIs are at the heart of this transformation. This whitepaper from Capgemini and MuleSoft explores how financial institutions are leveraging Application Programming Interfaces (APIs) to extend their business models, foster FinTech collaborations, and accelerate innovation.

With over 78% of banks relying on APIs to enhance customer experience, APIs have become essential tools for delivering real-time services, enabling new revenue streams, and integrating horizontally and vertically across platforms. From internal efficiencies to external partnerships, APIs allow banks to function as agile, modular digital platforms in a connected financial services landscape.

To stay competitive, banks must shift their thinking—treating APIs as strategic products and adopting new operating models that emphasize rapid ideation, delivery, and iteration. With secure and flexible platforms like MuleSoft, APIs unlock the agility banks need to thrive in today’s open banking environment.

Read the full whitepaper to discover how your institution can build a future-ready API strategy and become the nucleus of the next-generation financial ecosystem.